#tangible-book-value
Citigroup stock: cheapest money-center bank, bull/base/bear to 2031
C stock forecast 2026-31: Buy, Undervalued. Bull/base/bear across 6 months to 5 years on the cheapest money-center bank at 0.74x tangible book, with consent-order and Banamex execution risk.
Morgan Stanley stock: 4x book at cycle peak, bull/base/bear to 2030
MS stock forecast 2026-30: Hold, Overvalued. Bull/base/bear across 6 months to 5 years on a wealth manager at 4.05x tangible book (2x median) with cyclical diversification collapse risk.