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#merrill

Jun 29, 2026

Is BAC a buy at the top of its own range: Bank of America's deposit moat, the $81B bond overhang, and the bull/base/bear from 6 months to 5 years

Bank of America (BAC) stock analysis 2026: Hold. Deposit moat, NII repricing, $81B HTM overhang, and bear/base/bull scenarios across 6mo, 1yr, 3yr, 5yr.